Zakat Calculator - Calculate Your Zakat Online
Enter your cash, gold, silver, savings, investments and other assets. The calculator adds them in rupees and shows an estimated Zakat amount.
Gold and silver values use the rates stored today
Gold 11 Nov 2026, 11:45 AM PKT · Silver 11 Nov 2026, 11:45 AM PKT
Your Estimated Zakat
Rs. 0
How is Zakat Calculated?
In Pakistan, Zakat is usually worked out once a year on wealth you have kept. This page adds the rupee value of what you enter, takes off debts that are due now, and checks the result against the Nisab you selected.
Zakatable wealth = cash + gold + silver + other assets − liabilities
Cash here means money at home, a bank balance, and foreign savings after they are converted to PKR. Gold and silver are priced from the tola rates stored on Hamari Dunya. Other assets can include shop stock, investments, and money owed to you.
If that wealth reaches the Nisab you selected, the estimated Zakat is 2.5% of the full amount. Nisab is the line you have to cross. It is not subtracted before the 2.5% is applied.
Zakat = Zakatable wealth × 2.5%
Zakat on Gold in Pakistan
Most people in Pakistan count gold in tola. You can also enter grams, and the two weights are added. Choose 24K, 22K, 21K or 18K. The starting price is the 24K rate stored here, Rs 425,200 per tola. A lower purity uses its share of that rate, so 22K is 22 parts out of 24.
Gold kept as savings is normally included. If you are unsure about jewellery you wear, ask a qualified scholar before you add or leave it out.
Zakat on Cash and Savings
Put notes and coins at home in cash. Put the money in a Pakistani bank account under bank savings. The two boxes are added together.
Savings in USD, SAR, AED, GBP, EUR or another currency should be converted to rupees first. Use the converter at the top, then add that PKR amount to cash. The calculator then mixes this with your gold, silver and other assets.
What is Nisab?
Nisab is the minimum wealth at which Zakat becomes due. It is measured in two ways. Silver Nisab follows the value of a set weight of silver. Gold Nisab follows the value of a set weight of gold.
Both amounts move when metal prices move. On the rates stored today, silver Nisab is Rs. 291,587.89 and gold Nisab is Rs. 3,188,469.89. Silver Nisab is the lower figure, so more people reach it. Follow the guidance you trust, and ask a scholar if you are not sure which Nisab applies to you.
Frequently asked questions
How does the Zakat Calculator work?
It adds your cash, gold, silver and other assets, then subtracts debts that are due now. If the total reaches the Nisab you selected, it works out 2.5% as the estimated Zakat. Gold and silver are priced from the rates stored on Hamari Dunya.
How do I calculate Zakat online in Pakistan?
Choose silver or gold Nisab, then enter cash at home, bank savings, gold and silver. Add business stock or other assets if you have them, and press Calculate My Zakat. The result is an estimate in rupees.
How is Zakat on gold calculated in Pakistan?
Enter the weight in tola or grams and choose 24K, 22K, 21K or 18K. One tola is 11.6638 grams. The value starts from the stored 24K rate of Rs 425,200 per tola, then the purity share is applied.
What is the Zakat Nisab today?
On the rates stored on Hamari Dunya, silver Nisab is Rs. 291,587.89 and gold Nisab is Rs. 3,188,469.89. Both amounts change when the gold or silver price changes.
What is the difference between silver Nisab and gold Nisab?
Silver Nisab is the lower amount. Gold Nisab is higher because gold costs more per tola. Both are used in Pakistan. Choose the one recommended by the scholar or school of thought you follow.
Do I pay Zakat on cash savings and my bank balance?
Money at home and money in a bank account are normally part of Zakatable wealth. Enter them in the cash section. If the account is in another currency, convert it to PKR first.
Is the Hamari Dunya Zakat calculator accurate?
It applies 2.5% to the wealth you enter, using the gold and silver rates stored on this site. It is an estimate, not a personal ruling. If your case is not straightforward, check the figure with a qualified scholar.
How much Zakat should I pay?
If your Zakatable wealth has reached the Nisab you selected, the usual rate is 2.5% of that full amount. Nisab is not subtracted before the 2.5% is applied. If you are below Nisab, the estimate is Rs. 0.
Can overseas Pakistanis include USD, SAR or AED savings?
Yes. Convert the foreign amount to Pakistani rupees, then add it to cash. Inter bank is the rate between banks. Open market is the cash-market rate.
What if my wealth is below Nisab?
The estimated Zakat stays at Rs. 0. Zakat is due only after your qualifying wealth reaches the Nisab you selected. You can switch between silver and gold Nisab to compare both amounts.